Jessica wears statement earrings from Zara.
Jewellery is a key component of every outfit I assemble. I tend to keep my styling simple, so these finishing touches really make an impact. In my early twenties, I was rarely seen without chunky sterling silver rings stacked on every finger. Now, I’ve transitioned to gold, but working within a limited budget has sharpened my ability to find jewellery that looks expensive without the hefty price tag.
In fact, you don’t need to spend more than £50 to find elegant necklaces, bracelets, earrings and rings that look far more premium than their price suggests. However, there are a few things to consider. Silver pieces tend to be more affordable, and you can even find genuine sterling silver treasures in the £30-£40 range. If you prefer gold, avoid overly shiny, bright yellow designs, as they can look slightly cheap. Opt for gold-plated pieces for a more refined, authentic finish.
Danielle’s matching bracelet, necklace and earrings set is from Arket.
Costume jewellery is easier to pull off on a tight budget, as its charm lies in being bold and a little over-the-top. But for more subtle, everyday pieces, my top tip is to keep it minimal. Layering too many inexpensive pieces can lead to a look that’s less sophisticated and more overwhelming.
It’s also about knowing where to look. The high street can be hit or miss, but with a little digging, you’ll uncover plenty of treasures. Stores like Arket, COS and & Other Stories, already known for their elevated aesthetics, tend to carry the best affordable jewellery. There are also independent brands offering a whole spectrum of jewellery options, ranging from the frugal starter pieces all the way up to solid gold luxuries. Take a look at my favourite under-£50 finds below, starting at just £16.
The Best Necklaces Under £50:
arket
Silver-Plated Chain Necklace
Silver jewellery always feels so understated.
& Other Stories
Sculptural Choker Necklace
This would completely transform a basic outfit.
Anthropologie
Teardrop Pendant Necklace
The simplicity of this necklace is what sold me.
MANGO
Link Mixed Necklace
& Other Stories
Lariat Chain Necklace
COS
Spherical Pendant Chain Necklace
The Best Bracelets Under £50:
MANGO
Bracelet Strap Ties
This reminds me of a watch strap, which I love.
& Other Stories
Freshwater Pearl Bracelet
Layer this with other minimal gold chains.
Arket
Gold-Plated Snake-Chain Bracelet
Snake chains are timeless.
This holds the power to elevate any top or jumper.
Daisy London
Polly Sayer Paperclip Chain Bracelet 18ct Gold Plate
A gold-plated bracelet for under £50? *Adds to basket*
Milakoo
Stainless Steel Bracelet Bangle
The Best Earrings Under £50:
ZARA
Enamelled Floral Earrings
& Other Stories
Freshwater Pearl Hoops
Gold and pearl is a classic pairing.
COS
Oversized Chunky Droplet Earrings
You can also pick these up in a smaller size—and in silver, too.
Missoma
Claw Lacuna Ear Cuff
An elegant addition to your earring stack.
By Anthropologie
The Petra Mini Drop Earrings
An affordable dupe for those Bottega earrings.
The Best Rings Under £50:
Pandora
Organically Shaped Band Ring
This is an everyday kind of ring.
Not one, but two premium-looking rings.
& Other Stories
Delicate Wavy Ring
Anthropologie
Bubble Ring
The beauty of bubble rings is they make a statement without constantly catching on things.
Daisy London Jewellery
Estée Lalonde Mini Sunburst Shield Ring 18ct Gold Plate
I’d be happy with any piece from Estée Lalonde’s collection with Daisy.
Missoma
Molten Wave Stacking Ring
Stack with other rings or wear it on its own.